Cash Back Checking
Earn up to 6.00% cash back on debit card swipes
Free checking that pays you back.
It’s easy to earn up to 6.00% on debit card swipes with a Cash Back Checking! Just complete qualifications each month (which you’re probably already doing) and get 3% cash back, up to $18 per month. If for, some reason, you don't qualify in one cycle, don't worry—you still have free checking. Plus, get nationwide ATM fee refunds and unlimited check writing. Ready to start getting more from free checking?
Reasons to Love Cash Back Checking
No Minimums
No Monthly Fees
Get Cash Back
Features & Benefits
- Earn up to $18 monthly for Premier Rewards (monthly purchase cap of $600)*
- Earn up to $9 monthly for Standard Rewards (monthly purchase cap of $300)*
- Refunds on ATM fees, nationwide (up to $25 monthly)*
- No Monthly service charge or minimum balance
- Unlimited check writing
- Free Visa® debit card
- 24-hour online banking with bill pay
- Free eStatements
- Overdraft protection available
- $50 minimum opening deposit online
If for some reason, you don't qualify in one cycle, don't worry — you still have a FREE checking account. Plus, you can get back to earning cash back and nationwide ATM fee refunds in the very next cycle!
*To earn cash back and ATM Fee refunds, members must qualify for that month. See qualifications below.
Standard Rewards Rate
- 3.00% Cash Back Monthly Purchase Cap $300.00
- $9 Monthly Cash Back Cap
- Refunds on ATM fees, nationwide (up to $25 monthly)2
Qualifications
- At least 12 debit card purchases of $5 minimum per transaction
- At least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction of $500.00 or greater
- Be enrolled in and agree to receive e-Statements
Premier Rewards Rate
- 6.00% Cash Back Monthly Purchase Cap $600.00
- $18 Monthly Cash Back Cap
- Refunds on ATM fees, nationwide (up to $25 monthly)2
Qualifications
- At least 50 debit card purchases of $5 minimum per transaction
- Have an existing loan
- At least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction of $500.00 or greater
- Be enrolled in and agree to receive e-Statements
Cash Back Checking
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Find the best account for you.
Whether you want to earn rewards, cash back, or interest on your balance, Affidian has the right account for you.