High-Yield Checking
Earn up to 4.00% APY* on your checking account balance!
Free checking that earns interest
It’s easy to earn up to 4.00% APY* on your checking account balance with High-Yield Checking! Just complete qualifications each month (which you’re probably already doing) and earn interest. If for some reason you don't qualify in one cycle, don't worry—you still have free checking that earns our base rate of interest. Plus, get nationwide ATM fee refunds and unlimited check writing. Ready to start getting more from free checking?
Reasons to Love High-Yield Checking
No Minimums
No Monthly Fees
Earn Dividends
Features & Benefits
- Earn up to 4.00% for Premier Rewards*
- Earn up to 2.50% for Standard Rewards*
- Refunds on ATM fees, nationwide (up to $25 monthly)*
- No monthly service charge or minimum balance to earn rewards
- Unlimited check writing
- Free Visa® debit card
- 24-hour online banking with bill pay
- Free eStatements
- Overdraft protection available
- $50 minimum opening deposit online
If for some reason you don't qualify in one cycle, don't worry—you still have FREE checking that earns our base rate of interest. Plus, you can earn high interest and receive nationwide ATM fee refunds again, in the very next cycle!
*To earn dividends and ATM Fee refunds, members must qualify for that month. See qualifications below.
standard rewards rate
- 2.50% APY* on balances up to $10,000
- 0.50% APY* on portion of balance greater than $10,000
- 0.05% APY* if qualifications aren't met
- Refunds on ATM fees, nationwide (up to $25 monthly)2
Qualifications
- At least 12 debit card purchases of $5 minimum per transaction
- At least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction of $500.00 or greater
- Be enrolled in and agree to receive e-Statements
premier rewards rate
- 4.00% APY* on balances up to $10,000
- 0.50% APY* on portion of balance greater than $10,000
- 0.05% APY* if qualifications aren't met
- Refunds on ATM fees, nationwide (up to $25 monthly)2
Qualifications
- At least 50 debit card purchases of $5 minimum per transaction
- Have an existing loan
- At least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction of $500.00 or greater
- Be enrolled in and agree to receive e-Statements
High-Yield Checking
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free checking
Find the best account for you.
Whether you want to earn rewards, cash back, or interest on your balance Affidian has the right account for you.