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Holiday Loans

Add some extra cheer to the holiday season with a flexible personal loan

Make this season bright!

 

Rather than rack up high-interest credit card debt, use a Holiday Loan to borrow what you need to spread some cheer with terms that won’t put you on the naughty list. Ready to add more ho, ho, ho? Borrow up to $2,000 and take up to 12 months to repay with the always popular Holiday Loan. Wait! 

Just Announced!

The 2026 Holiday Loan Special!

  • Borrow up to $10,000
  • Rates as low as 8.99% APR*
  • Loyalty rates as low as 7.99% APR*
    • Affidian Loyalty Members receive an additional 1.00% APR discount
  • Fast approvals
  • Terms up to 36 months
  • No collateral required
Apply for a Loan Today!
Are you currently a member of Affidian Credit Union?
 
 
*Annual Percentage Rate.
Gold and Platinum Loyalty Members qualify for a 1.00% APR discount from the approved Holiday Loan rate. Member must meet current loyalty program requirements at the time of application. Floor rate of 7.99% APR applies. Subject to credit approval and underwriting guidelines. 
 
Loyalty Qualification:
  • Gold
    • 5+ years membership
    • 1 positive loan with no delinquency
    • 3 products including the loan
    • Aggregate relationship balance of $50,000+
  • Platinum
    • 10+ years membership
    • 1 positive loan with no delinquency
    • 5 products including the loan
    • Aggregate relationship balance of $200,000+

Why Choose Affidian?

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Competitive Rates
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Flexible Terms
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Local Decisions




Features & Benefits

  • Borrow up to $2,000.00
  • Up to 12 months to pay
  • Rates as low as 11.25% APR.*
*Annual Percentage Rate. With approved credit. Some restrictions may apply.








































Holiday loans

Unwrap some extra cash

Make this season brighter with up to $2,000 for holiday spending.