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Choose a free checking account that fits your needs

Earn interest, cash back or rewards! You choose!

Whatever your needs, we have a free checking account that works for you. Earn high interest, get cash back, or earn rewards with every swipe. The choice is yours. Plus, receive additional benefits like ATM fee refunds, free debit cards, and convenient digital banking tools. And did we mention its always free? Open your account today!

Earn High Interest

Best for: Earning interest on higher Balances

Standard Rate: 2.50% APY* on balances ≤ $10,000 if qualifications are met.
Premier Rate: 4.00% APY* on balances ≤ $10,000 if qualifications are met.
Tiered Interest: Earn 2.50% - 0.68% APY on balances > $10,000.
Basic Interest: Earn 0.05% APY if qualifications are not met.
ATM Refunds: Up to $25 monthly in nationwide ATM fee refunds.
Free Services: No monthly service fee, free digital banking with bill pay, and free debit card.
Minimum opening deposit: $50.

About High Yield Checking

Get Cash Back

Best for: Earning cash back on debit card purchases

Standard Cash Back: 3.00% cash back on debit card purchases if qualifications are met.
Premier Cash Back: 6.00% cash back on debit card purchases if qualifications are met.
Annual Cash Back: Earn up to $108 per year ($9 per month) or up to $216 per year ($18 per month).
ATM Refunds: Up to $25 monthly in nationwide ATM fee refunds.
Free Services: No monthly service fee, free digital banking with bill pay, and free debit card.
Minimum opening deposit: $50.

About Cash Back Checking

Earn Rewards

Best for: Earning rewards on every swipe

Reward Points: Earn reward points on debit card purchases to be redeemed for ash back, travel, online shopping, and more.
ATM Access: 12 free in-network ATM transactions per month.
Free Services: No monthly service fee, free digital banking with bill pay, and free debit card.
Minimum opening deposit: $50.
No minimum balance required.