Kasasa Cash Back Checking
Earn up to 6.00% cash back on debit card swipes
Free checking that pays you back.
It’s easy to earn up to 6.00% on debit card swipes with Kasasa Cash Back Checking! Just complete qualifications each month (which you’re probably already doing) and get 3% cash back, up to $18 per month. If for, some reason, you don't qualify in one cycle, don't worry—you still have free checking. Plus, get nationwide ATM fee refunds and unlimited check writing. Ready to start getting more from free checking?
Reasons to Love Kasasa Cash Back Checking
No Minimums
No Monthly Fees
Get Cash Back
Features & Benefits
- Earn up to $18 monthly for Premier Rewards (monthly purchase cap of $600)
- Earn up to $9 monthly for Standard Rewards (monthly purchase cap of $300)
- Refunds on ATM fees, nationwide (up to $25 monthly)
- No Monthly service charge or minimum balance
- Unlimited check writing
- Free Visa® debit card
- 24-hour online banking with bill pay
- Free eStatements
- Overdraft protection available
- $50 minimum opening deposit online
If for some reason, you don't qualify in one cycle, don't worry — you still have a FREE checking account. Plus, you can get back to earning cash back and nationwide ATM fee refunds in the very next cycle!
Standard Rewards Rate
- 3.00% Cash Back Monthly Purchase Cap $300.00
- $9 Monthly Cash Back Cap
- Refunds on ATM fees, nationwide (up to $25 monthly)2
Qualifications
- At least 12 debit card purchases of $5 minimum per transaction
- At least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction of $500.00 or greater
- Be enrolled in and agree to receive e-Statements
Premier Rewards Rate
- 6.00% Cash Back Monthly Purchase Cap $600.00
- $18 Monthly Cash Back Cap
- Refunds on ATM fees, nationwide (up to $25 monthly)2
Qualifications
- At least 50 debit card purchases of $5 minimum per transaction
- Have an existing loan
- At least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction of $500.00 or greater
- Be enrolled in and agree to receive e-Statements
Kasasa Cash Back Checking
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Find the best account for you.
Whether you want to earn rewards, cash back, or interest on your balance, Affidian has the right account for you.
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means the last day of the previous month to the day prior to the last day of the current month. See our website or contact 303-458-6660 to talk to one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When Kasasa Cash Back-Multi Level account qualifications are met during a Monthly Qualification Cycle, you will receive:
- Kasasa Cash Back - Principal Rewards: You will receive 3% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.
or
- Kasasa Cash Back - Enhanced Rewards: You will receive 6% cash back on up to a total of $300 card purchases that post and settle to the account during that cycle period. A maximum of $18 cash back payments may be earned per Monthly Qualification Cycle.
You will also receive reimbursements up to the aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back-Multi Level account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
When Kasasa Cash Back-Multi Level account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded.
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back-Multi-Level account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the Kasasa Cash Back – Multi Level account. Enrollment in electronic services (e.g., online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Certain transaction and service fees may apply. See accompanying schedule of Rates and Service Charges for fees that may apply to this account. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally Insured by NCUA. Kasasa and Kasasa Cash Back-Multi Level are trademarks of Kasasa, Ltd., registered in the U.S.A.